Merrill Lynch is the marketing name for Merrill Lynch Wealth Management, and Merrill Edge®, both of which are made available through Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S). Merrill Edge is available through Merrill Lynch, Pierce, Fenner & Smith, Incorporated (MLPF&S), and consists of the Merrill Edge Advisory Center (investment guidance) and self-directed online investing.
For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Van Buren is $28,620 a year, or $2,385 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,385 by 30% to get a maximum rent of $716 a month. 

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Low-income earners can earn at or no more than 199% of the poverty level. For example, if you live alone, the federal government considers you a low-income earner if you earn between $11,490 and $22,865.10 (1.99 x $11,490). The government considers a family of four earning no more than $46,864.50 ($23,550 x 1.99) as low income. These income limits don't account for taxes. You may earn $22,865.10 but take home nearly 25% less, depending on the amount withheld from your paycheck.

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hard up In financial straits, short of cash, out-of-pocket. Originally nautical, this expression was usually used in the imperative, directing that the helm or tiller be pushed as far windward as it would go in order to turn the ship’s bow away from the wind. Since this maneuver was usually necessitated by a storm or other potentially disastrous situation, the phrase took on the general sense of difficulty or straits. The nonnautical use of this expression dates from the early 19th century.

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A simile with a history dating back to the thirteenth century, and used by many illustrious writers. In Henry IV, Shakespeare extended it to, “Poor as Job … but not so patient,” while Sir Walter Scott in The Fortunes of Nigel made it, “Proud as Lucifer, and as poor as Job.” A variation that was once a popular American colloquialism is “Poor as Job’s turkey.”

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